Postdating a check law

14-Aug-2017 13:54

postdating a check law-41


Source: [Uniform Commercial Code - Article 4A § 4-401] (c) A bank may charge against the account of a customer a check that is otherwise properly payable from the account, even though payment was made before the date of the check, unless the customer has given notice to the bank of the postdating describing the check with reasonable certainty.

The Federal Reserve tells people that "By law, your bank may not pay a check from your account unless you authorized that payment." When I postdate a check haven't I just told my bank I have not authorized payment until a certain date?

These checks should be presented to the Sheriff’s Office or local authorities for investigations.